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4.9/5.0 based on 510+ reviews

Annual Budget

Annual Budget

Regular price €19,99 EUR
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What's Inside the Template?

🗂️ A complete annual budgeting system built inside Google Sheets.

📊 It includes 22 sheets: Setup, Bank Account, Annual Dashboard, Annual Totals, 12 monthly sheets, 50/30/20 Dashboard, Calendar, Sinking Funds, Debt Calculator, Net Worth, and Money Challenges.

🔗 All sheets are connected and update automatically - no manual work needed.

⏱️ You make a copy, set up your categories, and start tracking your finances immediately.

How It Saves You Time?

🎯 Instead of manually calculating totals or building charts, everything is automated.

✅ Your income, expenses, savings, and debts are always up to date across all 12 months.

📅 No more guessing where your money went - the annual dashboard shows your full year at a glance.

🧘 Open it once a month, log your transactions, and you're done.

What Can You Track With It?

🌍 Income - multiple sources with expected vs real amounts per month.

🧠 Bills & subscriptions - fixed recurring payments with due dates and budget vs real tracking.

📈 Expenses - variable spending by category across the full year.

✅ Savings & sinking funds - set goals and track contributions month by month.

💳 Debts - payments and balances with avalanche or snowball payoff strategy.

🏦 Bank accounts - checking, savings, credit cards, and cash balances.
📊 Net worth - track your assets and liabilities month by month.

🎯 50/30/20 dashboard - see how your spending splits across needs, wants, and savings.

📅 Calendar - visual monthly view of all bills, subscriptions, and deadlines.

Do I Need Any Experience?

🖥️ No. The template is fully pre-built and ready to use in Google Sheets.

🔧 Everything is already set up - just add your categories in Setup and start logging transactions.

🎨 You can use it exactly as it is or customize categories and budgets to fit your life.

Who Is This Template For?

⚖️ This template is ideal for anyone who wants a complete picture of their finances across the entire year - not just one month at a time.

📚 It works especially well if you want to stop guessing where your money goes and finally have one system that tracks everything - income, spending, savings, debts, and net worth - without overcomplicating things.

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5000+ Happy Users

Finally know where my money goes each month.

Sophie

Took me 10 minutes to set up and I've been using it every week since.

Mark T.

I didn't expect to actually stick with it. But it's so simple that I did.

Elena

The subscriptions sheet alone was worth it. I found three services I forgot I was paying for.

Daniel

Clean and easy to read. No clutter.

James

I tried making my own budget spreadsheet before. Gave up after an hour. This just works.

Chris B.

Good structure. I mostly use the transactions and goals sheets.

Anna K.

The annual summary is really satisfying to look at after a few months of tracking.

Laura F.

Does exactly what it says. Nothing more, nothing less.

Ryan

I was skeptical about a spreadsheet template but it genuinely changed how I manage money.

Nina

Works perfectly on my phone too. I update it on the go.

Peter

Simple, practical, no unnecessary complexity. Exactly what I needed.

Julia M.

Finally know where my money goes each month.

Sophie

Took me 10 minutes to set up and I've been using it every week since.

Mark T.

I didn't expect to actually stick with it. But it's so simple that I did.

Elena

The subscriptions sheet alone was worth it. I found three services I forgot I was paying for.

Daniel

Clean and easy to read. No clutter.

James

I tried making my own budget spreadsheet before. Gave up after an hour. This just works.

Chris B.

Good structure. I mostly use the transactions and goals sheets.

Anna K.

The annual summary is really satisfying to look at after a few months of tracking.

Laura F.

Does exactly what it says. Nothing more, nothing less.

Ryan

I was skeptical about a spreadsheet template but it genuinely changed how I manage money.

Nina

Works perfectly on my phone too. I update it on the go.

Peter

Simple, practical, no unnecessary complexity. Exactly what I needed.

Julia M.

Template Overview

Designed To Work For You

Everything is pre-built and ready to use. Just open, fill in your data, and you're done.

Works on Any Device

Access your templates from laptop, tablet, or phone. Google Sheets works everywhere.

No Experience Needed

All formulas and structure are already built in. Just open and start entering your data.

Clean & Minimal Design

Every template is designed to be easy to read and distraction-free.

Easy to Customize

Adjust colors, categories, and settings to fit your personal style and needs.

Frequently Asked Questions

Yes. You pay once and get lifetime access to the template, including future updates.
Absolutely. You can edit categories, add or remove rows, adjust colors, and personalize the structure to match your needs and preferences.
Yes. Google Sheets works smoothly on desktop, tablet, and mobile - you can access and update your template from any device.
Yes. The template is stored in your own Google account - we have no access to your data at any point.
No. All templates are fully pre-built and beginner-friendly. All formulas and structure are already set up - you just open it and start entering your data.
After successful payment, you will automatically receive an email with a download link. Open the link, make a copy to your Google account, and you're ready to go.